
Hadley, MA – UMassFive College Federal Credit Union (UMassFive) is dedicated to advancing financial well-being for its members and the broader community through education and access to trusted resources. For more than a decade, UMassFive has offered free financial wellness workshops designed to help individuals build knowledge, confidence, and long-term financial stability—covering topics such as managing debt, preparing for homeownership, and planning for the future.
This fall, UMassFive will offer the following Financial Wellness topics from late September through November 2026:
Merry and Mindful Holiday Shopping
The holiday season can bring joy and generosity—but it can also bring financial stress. Join our partners at GreenPath for an engaging webinar exploring how emotions, habits, and past experiences shape our holiday spending decisions.
Learn more about your money personality, understand your spending tendencies, and discover practical strategies to help you approach the season with greater confidence, balance, and intention.
9/30/26 – 2:00 p.m. – 2:45 p.m.
Paying Down Debt
Debt is a burden that many would like to lighten, but it can be tough to come up with a plan to do so. Attend this session to learn useful tips on paying down debt quicker while avoiding late fees and keeping your budget on track. You’ll also receive resources related to student loan repayment.
10/13/26 – 5:30 p.m. – 6:30 p.m.
10/14/26 – 12:00 p.m. – 1:00 p.m.
FAFSA 2027-2028 – Key Updates for Students and Families
The Free Application for Federal Student Aid (FAFSA) opens each year in October and is the key to unlocking funding for college. While the 2027-2028 FAFSA process should be similar to last year’s, financial aid options have been impacted by the One Big Beautiful Bill (OBBB) especially for graduate students.
10/14/26 – 1:00 p.m. – 2:00 p.m.
10/14/26 – 6:00 p.m. – 7:00 p.m.
Holiday Shopping Trap
Join our partners at GreenPath for an engaging and interactive webinar. They'll explore the behavioral economics tactics retailers use during holiday shopping and how consumers can recognize these strategies, avoid impulse spending, and make more intentional financial decisions both online and in stores.
10/14/26 – 2:00 p.m. – 3:00 p.m.
Homebuying 101
This workshop, sponsored by Member Advantage Mortgage, takes a step-by-step approach to home buying, so you fully understand the buying process. It includes locating and working with a real estate agent, understanding your financing options, tips on searching for a home, the value of inspections, and how to make an offer.
10/15/26 – 5:30 p.m. – 7:00 p.m.
Budgeting 101
No matter what your financial situation is like, managing your money can be overwhelming. Attend this judgment-free session to get some tips on how to simplify the process. Learn how to analyze where your money is going now, how you can make changes to that, and how to make sure that you spend and save money strategically.
11/16/26 – 5:30 p.m. – 6:30 p.m.
11/17/26 – 12:00 p.m. – 1:00 p.m.
Specific financial wellness topics are typically offered multiple times per year to allow multiple opportunities for community members to be able to attend subjects that interest them.
To view all of UMassFive’s current financial wellness webinar offerings and to register to attend, please visit: https://umassfive.coop/resources/workshops.
Established in 1967, UMassFive College Federal Credit Union (UMassFive) is a not-for-profit financial cooperative that serves the financial needs of the people and businesses of the Pioneer Valley and beyond, including those associated with the University of Massachusetts and Five Colleges, Mercy Medical Center, Northampton VA Medical Center, UMass Chan Medical School, and other local organizations that share UMassFive's commitment to community-focused values and a sustainable local economy. The Credit Union’s earnings are reinvested back to their members through better rates, lower service charges, and improved services and banking technology. UMassFive offers a full range of financial products, including personal and business banking and lending, retirement planning and investments, and insurance. UMassFive has over 51,500 members, seven branches, and assets of over $702 million. For more information about UMassFive, please visit www.umassfive.coop.